My Funded Futures vs Topstep (2026): Price, Drawdown & Rules

Cheapest to start (50K)Topstep: $49/mo (Standard) vs My Funded Futures: $92 (Builder).
Drawdown (easier for beginners: EOD)My Funded Futures: EOD drawdown on some plans. Topstep: EOD drawdown on every account.
Passing fast (scalpers, big days)My Funded Futures: no consistency rule in the evaluation on Builder, Studio. Topstep: a consistency rule in every evaluation.
News tradingMy Funded Futures: allowed with conditions. Topstep: allowed with conditions.
Activation feeNo activation fee on any plan at My Funded Futures; the other charges one on at least one plan.

Side by side at 50K

MFFUTopstep⇄ Change

Firms pick 2 to 4

More than 4? See all 14 firms side by side · All rules for all firms

Account size

MFFU planTopstep plan

Side-by-side comparison of MFFU · Topstep at 50K. Green ✓ = best in the row (objective rows, every value known) · — = not verified on the firm’s site yet.
Rule	MFFUBuilder · 50K	TopstepStd · 50K
Costs
Price after verified code	$92List $153 · code CLUBChecked Oct 29, 2026 · myfundedfutures.com	$49List price (no verified code price)Checked Oct 29, 2026 · topstep.com
True cost to first payout	$92 ✓Breakdown and your own scenario →True cost calculator, from prices checked Oct 29, 2026	$198Breakdown and your own scenario →True cost calculator, from prices checked Oct 29, 2026
Activation fee	$0 ✓Checked Oct 24, 2026 · myfundedfutures.com	$149From our rules table, Oct 17, 2026 · topstep.com
Billing	One-timeChecked Oct 29, 2026 · myfundedfutures.com	MonthlyRenews at $49/moChecked Oct 29, 2026 · topstep.com
Rules
Profit split	80%Checked Oct 24, 2026 · myfundedfutures.com	90% ✓From our rules table, Oct 17, 2026 · topstep.com
Drawdown	$2,000 · EODChecked Oct 24, 2026 · myfundedfutures.com	$2,000 · EODChecked Oct 29, 2026 · topstep.com
Consistency (evaluation)	NoneChecked Oct 24, 2026 · myfundedfutures.com	55%Checked Oct 29, 2026 · topstep.com
Profit target	$3,000Checked Oct 24, 2026 · myfundedfutures.com	$3,000From our rules table, Oct 17, 2026 · topstep.com
Max contracts (mini / micro)	4 mini / 40 microFrom our rules table, Oct 17, 2026 · myfundedfutures.com	5 mini / 50 micro ✓From our rules table, Oct 17, 2026 · topstep.com
Daily loss limit	$1,000 soft pauseFrom our rules table, Oct 17, 2026 · myfundedfutures.com	Optional at checkout: $1,000 (soft)From our rules table, Oct 17, 2026 · topstep.com
Consistency (funded)	50%Checked Oct 24, 2026 · myfundedfutures.com	XFA Standard: none · XFA Consistency path: 40%Checked Oct 17, 2026 · help.topstep.com
Min. days to pass	1 day ✓Checked Oct 24, 2026 · myfundedfutures.com	2 daysFrom our rules table, Oct 17, 2026 · topstep.com
First payout timing	2 (trading days per cycle)From our rules table, Oct 17, 2026 · myfundedfutures.com	5 winning days $150+From our rules table, Oct 17, 2026 · topstep.com

Where to buy

MFFU

CLUBPublic promo (not a partner code)

Visit MFFU ↗

Topstep

—

Visit Topstep ↗

Code in gold · paste it at checkout · the bell = an alert when the price changes

My Funded Futures review Topstep review My Funded Futures coupon code →Topstep coupon code →Compare with other sizes and plans

Futures trading involves substantial risk of loss. Prop firm evaluations are paid products; most traders do not pass.

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