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$49/moFull price
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Topstep review: pricing and rules

In one line: The industry veteran (since 2012, $1B+ paid out). Trading Combine → XFA → LFA, traded on TopstepX only.

Cheapest evaluation · 50K$49/mo
Activation fee$149
Profit split90/10
Daily close4:10 PM ET
Checked Nov 11Prices last checked: Nov 11, 2026 · Rules last verified: Nov 1, 2026 · How we verify →

No verified code right now · Code status and prices →

Which plan is for you?

Showing: 50K · price after code · tap a plan to see its rules

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Other plans at 50K · cheapest first

The plan you picked

StandardCheapest$49/mo50KMonthly+ $149 activation, only after you pass · total $198Checked Nov 11No daily loss limit · EOD drawdownGood for: no daily loss limit · a drawdown that only moves at the day's close

Standard

from $49/mo list

Rules of Standard 50K

  • How the loss limit is measuredThe limit only moves with your balance at the daily closeAt the day's close
  • Evaluation priceWhat you pay for the evaluation account$49
  • Reset priceWhat a new attempt costs after a breach$49
  • Profit targetThe profit you must reach to pass$3,000
  • Maximum loss allowed MLL (EOD, locks at +MLL)If your balance falls below this limit, the account ends$2,000
  • Contract limitThe most contracts you may hold at once5 / 50
  • Consistency ruleNo single day may be more than this share of your total profit55%
  • Minimum trading daysDays you must trade before you can pass or withdraw2
Notes ↓
  • DLL: Optional at checkout: $1,000 (soft)
  • How the loss limit is measuredThe limit only moves with your balance at the daily closeAt the day's close
  • Activation fee XFA activationPaid once after you pass, before the funded account opens$149
  • News tradingAllowed with conditionsMinis: no new positions 5 min before/after Tier 1 releases
  • Profit splitYour share of each withdrawal90/10
  • Minimum payout XFA min payoutThe smallest amount you can withdraw$125
  • Payout cap Payout cap – StandardThe most you can withdraw at once$2,000
  • Payout cap Payout cap – ConsistencyThe most you can withdraw at once$3,000

Firm-wide values (all plans)

  • Live accountsHow many live accounts you may hold1

One only; all XFAs close.

Notes ↓
  • Account limits: Unlimited Combines · 5 XFA · 1 LFA
Show all sizes in the table ↓

Combine & XFA

Parameter50K100K150K
Monthly$49$99$199
XFA activation$149all sizes
Reset$49$99$199
Profit target$3,000$6,000$9,000
MLL (EOD, locks at +MLL)$2,000$3,000$4,500
DLLOptional at checkout: $1,000 (soft)Optional: $2,000Optional: $3,000
Contracts5 / 5010 / 10015 / 150
Combine consistency55%all sizes
Min. days2all sizes
Split90/10all sizes
XFA min payout$125all sizes
Payout cap – Standard$2,000$3,000$5,000
Payout cap – Consistency$3,000$4,000$6,000
Back2Funded$599$699$829

The plan you picked

No Activation Fee$95/mo50KMonthlyNo activation feeChecked Nov 11No daily loss limit · EOD drawdownGood for: no activation fee after passing · no daily loss limit

No Activation Fee

from $95/mo list

Rules of No Activation Fee 50K

  • How the loss limit is measuredThe limit only moves with your balance at the daily closeAt the day's close
  • Evaluation priceWhat you pay for the evaluation account$95
  • Reset priceWhat a new attempt costs after a breach$95
  • RTA monthly discountSee the firm's terms for this rule−$10
  • Everything elseSee the firm's terms for this ruleSame as Standard
  • How the loss limit is measuredThe limit only moves with your balance at the daily closeAt the day's close
  • Activation fee XFA activationPaid once after you pass, before the funded account opensFree
  • News tradingAllowed with conditionsMinis: no new positions 5 min before/after Tier 1 releases

Firm-wide values (all plans)

  • Profit splitYour share of each withdrawal90/10
Notes ↓
  • Payouts: 5 winning days $150+ · LFA daily after 30 days

Firm-wide values (all plans)

  • Live accountsHow many live accounts you may hold1

One only; all XFAs close.

Notes ↓
  • Account limits: Unlimited Combines · 5 XFA · 1 LFA
Show all sizes in the table ↓

Combine & XFA

Parameter50K100K150K
Monthly$95$149$229
XFA activationFreeall sizes
Reset$95$149$229
RTA monthly discount−$10−$20−$30
Everything elseSame as Standardall sizes

The plan you picked

XFA & RTA (funded)Good for: the funded stage after you pass (not bought separately)

XFA & RTA (funded)

Rules of XFA & RTA (funded) 50K

  • How the loss limit is measuredThe limit only moves with your balance at the daily closeAt the day's close

Firm-wide values (all plans)

  • How the loss limit is measuredThe limit only moves with your balance at the daily closeAt the day's close
  • Maximum loss allowedIf your balance falls below this limit, the account endsEOD
  • News tradingAllowed with conditionsMinis: no new positions 5 min before/after Tier 1 releases
Notes ↓
  • Daily loss limit: Optional (RTA) · required on LFA
  • Consistency: 55% in Combine · XFA Consistency 40%

Firm-wide values (all plans)

  • Profit splitYour share of each withdrawal90/10
Notes ↓
  • Payouts: 5 winning days $150+ · LFA daily after 30 days

Firm-wide values (all plans)

  • Live accountsHow many live accounts you may hold1

One only; all XFAs close.

Notes ↓
  • Account limits: Unlimited Combines · 5 XFA · 1 LFA
Show all sizes in the table ↓

Standard vs Consistency

ParameterXFA StandardXFA Consistency
Starting balance$0$0
Split90/1090/10
Cap per request50% of balance, $2,000–$5,00050% of balance, $3,000–$6,000
Payout eligibility5 winning days $150+3 trading days at 40% consistency

Doubled caps with RTA (DLL)

ParameterStandardConsistency
DLL50K $1,000 · 100K $2,000 · 150K $3,000all
50K$4,000$6,000
100K$6,000$8,000
150K$10,000$12,000
  • RTA must be added when buying the Combine. Minimum payout $125, CME hours only.

How you get to the money

One only; all XFAs close.

Payouts in the funded account before live: Not verified yet
Profit split90/10
Minimum payout$125
Cap per payout cycle$2,000

True cost to first payout (No Activation Fee 50K): $95 with 0 failed attempts · $190 with 1. Your own scenario in the true cost calculator

How many accounts

  1. UnlimitedTrading CombineNo limit on Trading Combines
    Details ↓Unlimited.
  2. 5XFA accountsXFA (sim)Up to 5 active
    Details ↓Up to 5 active.
  3. 1live accountLFA (live)One LFA; all XFAs close
    Details ↓One only; all XFAs close.

Platforms

  • TopstepX only

Payment methods listed

  • Mastercard
  • American Express
  • Discover

Payout methods listed

  • Prop Payout – same day, no fee (US brokers)
  • Aeropay – instant (US banks)
  • ACH – $30, 1–3 business days
  • Wire / SWIFT – $30, 5–10 business days (international)
  • Wise – China, Canada, UK only

Tools traders use with these platforms: a trade journal (TradeZella) and trade copiers (Tradesyncer, Tradecopia). Prices and our take: trading tools for prop firm traders. A copier is only allowed where the firm allows copy trading (see the rules matrix).

Pros and cons

✓ Pros

  • Longest-running firm, $1B+ in payouts
  • 2 payment paths + RTA with doubled payout caps
  • Back2Funded
  • No dollar cap on LFA payouts

Watch out for

  • Closed platform
  • $149 activation on the standard plan
  • 55% Combine consistency
  • Strict single max-loss rule at every stage

What changed recently

No rule changes found since Sep 27, 2026

Rule changes for Topstep →

Topstep FAQ

How much does a Topstep evaluation cost?

Evaluation plans are listed from $49 (Standard 50K) in our dataset (updated Nov 1, 2026), with monthly billing. Confirm the current price with the provider.

Is there a Topstep coupon code?

No partner code or verified public code is recorded for Topstep right now, so only list prices are shown.

What drawdown does Topstep use?

Our dataset lists EOD drawdown; daily loss terms: Optional (RTA) · required on LFA. Details differ by plan (see the plan tables above and our drawdown rules guide).

Does Topstep have a consistency rule?

Our dataset lists: 55% in Combine · XFA Consistency 40%. How it is measured differs by plan (see our consistency rules guide and the consistency rule calculator).

What is the Topstep profit split?

The listed profit split is 90/10. Payout timing: 5 winning days $150+ · LFA daily after 30 days.

Does Topstep charge an activation fee?

Our dataset lists: $149 or no-fee plan (billing: Monthly). Confirm current fees with the provider.

Compare Topstep with other firms

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Every value has a source and a date - tap a dashed number · Plain links: we earn nothing from this firm · Not financial advice · Trademarks belong to their owners

Futures trading involves substantial risk of loss. Prop firm evaluations are paid products; most traders do not pass.

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