Prop Firm Payout Calculator: What You Receive (2026)

Calculate your payout

Profit in the account ($)Profit available above your starting balance or payout threshold.

Profit split (%)Your share of the amount withdrawn, e.g. 90 or 100.

Max % of profit per payout (optional)Some plans let you withdraw only part of your profit each time, e.g. 50.

Payout cap ($) (optional)The largest amount one payout can be.

Processing fee in

PercentDollars

Processing fee (%) (optional)Charged by the firm or the payment method, if any.

Fixed fee per payout ($) (optional)For example a bank wire fee.

$1,746 reaches you

Amount withdrawn: $2,000 (limited by the payout cap)
Your share (90%): $1,800
Processing fee (3%): -$54
Net to you: $1,746 (43.7% of profit)
Left in the account: $2,000

Where the $4,000 goes

$1,74643.7%$2005%$541.4%$2,00050%

Not financial advice. Always check the firm's current rules: they change and differ by plan. Your numbers stay in your browser: nothing you type is saved or sent.

How the payout is calculated

Amount withdrawn = the smallest of: your profit, profit × the maximum % per payout, and the payout cap.
Your share = amount withdrawn × profit split.
Processing fee = your share × the fee %, or a dollar amount.
Net to you = your share − processing fee − fixed fee.

Profit above the amount withdrawn stays in the account. This calculator applies the cap to the amount withdrawn, before the split; some firms apply their cap to what you receive after the split. Check your firm's terms on the payout rules page.

Worked example

You have $4,000 of profit, a 90% split, a $2,000 payout cap and a 3% processing fee.

Amount withdrawn: the cap applies, so $2,000
Your share: $2,000 × 90% = $1,800
Processing fee: $1,800 × 3% = $54
Net to you: $1,746; $2,000 stays in the account

Some plans combine both limits, for example 50% of profit up to $3,000 per payout. With $8,000 of profit: 50% is $4,000, the cap is $3,000, so $3,000 is withdrawn.

Common mistakes

Applying the split to the whole balance. The split applies to the amount you withdraw, not to the account balance.
Forgetting buffers and minimums. Some plans require a balance buffer above the drawdown or a minimum payout amount before you can withdraw.
Mixing up where the cap applies. A cap on the amount withdrawn and a cap on what you receive give different results.
Leaving out payment fees. Your bank or payment provider may charge its own fee on top of the firm's.
Assuming every payout has the same terms. Some firms change caps or splits after the first payouts.

Payout questions

How is a prop firm payout calculated?

Take the amount you can withdraw (limited by any payout cap or maximum % of profit), multiply it by your profit split, then subtract processing and fixed fees. $2,000 at a 90% split with a 3% fee leaves $1,746.

Does the profit split apply before or after fees?

This calculator applies the split first and takes fees from your share. If your firm deducts fees before the split, the result differs slightly; check its payout terms.

What happens to profit above the payout cap?

It stays in the account. Whether and when you can withdraw it later depends on the firm's payout rules.

Why is my payout smaller than profit × split?

A payout cap, a maximum % of profit per payout, processing fees or a fixed transfer fee can each reduce it. Enter each one above to see which limit applies.

Check your firm's rules

Profit splits, payout caps, buffers and payout timing differ by firm and plan. Take the numbers from your plan:

Coupon codes before you buy: Alpha Futures · FundedNext Futures · Lucid Trading · Top One Futures.

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Prop Firm Payout Calculator